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Workshop

Foreclosure Prevention Workshops are available by contacting EICAP at 208-522-5391.

Foreclosure Prevention Workshop
By Eastern Idaho Community Action Partnership
Foreclosure Prevention Counselors
Who should attend?
  • Homeowners facing foreclosure or are at risk of missing mortgage payments
  • Attorneys, Counselors or Agencies who work with at-risk homeowners
  • Civic groups or organizations seeking knowledge concerning foreclosure alternatives
  • Church or  Organizational leaders who want to help homeowners at risk

What will be presented?

  • How to request loan modifications
  • Federal programs available
  • When should homeowners seek help?
  • What scams to be aware of
  • What legal services are available
Your questions answered
 
Where and when:
The workshop is available to groups by contacting EICAP at 208-522-5391. Please provide sufficient lead time for our presenters.
Presenters will be: new eicap logo
EICAP, better Business Bureau, Idaho Legal Aid, debt Reduction services
 
Visit our website: www.saveidahomes.org for program agenda and map
 
Cost:
No cost. RSVP appreciated but not required.  Call 208-522-5391
 
Sponsors: EICAP

 

Agenda
Foreclosure Prevention Workshop
Eastern Idaho Community Action Partnership
 
 
Purpose of this workshop:
  • Inform you about services available to homeowners at risk of forclosure
  • Answer question about this or related topics
 
Why it is important to avoid foreclosure
  • Home is sold
  • Credit score is lowered which affects;
    • Future mortgage
    • Car loan
    • Job opportunities
    • Rental opportunities
Options available to homeowners
  • Bankruptcy
  • Deed in Lieu
  • Loan modification
  • Legal challenge
  • Quitclaim
  • Hardship
  • Forbearance
  • Partial Claim
  • Sale or short sale
  • Do Nothing
Idaho Law
  • Non-Judicial State
  • Instruments-Deed of Trust
  • Timeline-150 days
  • Deficiency Judgment
  • Legal aid services
Federal Programs
  • Making homes Affordable
  • Hope for Homeowners (H4H)
 Legal Remedies
  • Forensic review of loan documents
  • Demand for proof of note
 Scams
  • Phantom Help
  • Bailout
  • Bait and Switch
Debt Reduction Services
  • Help with related financial problems
 Questions ?

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